12 Vital Questions

                                   ...everyone should ask!

 
1. Do I have adequate savings?
 
2. Are my assets invested appropriately?
 
3. Are my assets properly diversified?
 
4. Will my assets produce retirement income when I need it?
 
5. Will my retirement income be sufficient?
 
6. Is my retirement income guaranteed for life?
 
7. Is my retirement income inflation protected?
 
8. Have I taken full advantage of the tax-deferred retirement programs available from the government?
 
9. Do I have unfunded liabilities?
 
10. Will I have adequate health insurance when I retire?
 
11. Have I funded the cost of my long term care?
 
12. Do I have a valid will? A living will? A health care surrogate and durable power of attorney?*
                                                
 
When you ask these questions the exercise can be challenging and uncomfortable but failing to ask them can be tragic. Your responses, however, provide the starting point for building a sound, personal financial strategy. 
 
Whatever your needs The Cumberland Financial Group LLC can help.  
Call Charlie or Mary Smith for a confidential conversation - 1-912-576-3700