12 Vital Questions

                                   ...everyone should ask!

1. Do I have adequate savings?

2. Are my savings invested appropriately?

3. Are my savings properly diversified?

4. Will my retirement income be sufficient?

5. Will my retirement income be available when I need it?

6. Is my retiremtent income guaranteed for life?

7. Is my retirement income inflation protected?

8. Have I taken full advantage of the tax-deferred retirement programs available?

9. Do I have unfunded liabilities?

10. Will I have adequate health insurance when I retire?

11. Have I funded the cost of my long term care?

12. Do I have a will, a living will, a health care surrogate and a durable power of attorney? 

When you ask yourself these questions the exercise can be challenging and uncomfortable.  Your responses to these questions provide a starting point for building a personal financial strategy.

The Cumberland Financial Group LLC can help you.

Call Charlie or Mary Smith for a confidential conversation--               

1-912-576-3700 or 1-561-312-4337