Our Services

The Cumberland Financial Group LLC works with individuals and businesses in the follwing areas of financial services, including:

Retirement Planning -- Making the most of your employer-sponsored retirement plans and IRAs.  Determining how much you need to retire comfortably. Managing assets before and after retirement.  Generating retiremtment income that last as long as you do, guaranteed.

Health Care Planning -- Working with individuals and businesses to obtain excellent, affordable benefits with top rated carriers: health and wellness coverage, vision, dental, disability, long term care, Medicare supplement, Medicare Advantage and perscription coverage.

Investments -- Determining your asset allocation needs. Helping you understand your risk tolerance.  Recommending appropriate investment vehicles that can help you reach and exceed your goals.

Risk Management -- Determining unfunded liabilities and the need for life insurance.  Reviewing existing insurance policies and recommending policy changes when appropriate.  Finding the best policy to match your needs when new coverate is required.

Education Funding -- Recommending investment and accumulation strategies to help pay for your children's education including tax advantaged government programs.

Estate Preservation* -- Coordinating with your tax and legal advisors to help preserve your estate for your intended heirs, reducing exposure to estate taxes and probate costs, and assisting with ownership and beneficiary arrangements.

Tax Deferred Savings -- Helping individuals and businesses take maximum advantage of tax-deferred savings programs available through State and Federal Government programs.

* The Cumberland Financial Group LLC., does not provide tax or legal advice. Please consult a qualified professional for assistance with any tax or legal issues such as wills and trusts. The information related to estate planning on this web site is general in nature and does not constitute tax or legal advice or a solicitation for any such service. The Cumberland Financial Group is willing to work with your qulaified tax and legal professionals.